Kishor Acharya Named Top 20 Mortgage Broker in Australia by RateMyAgent
Laxmi Home Loans is proud to share that Kishor Acharya has been ranked 18th nationally by RateMyAgent Australia in their 2026 Top 20 Mortgage Broker awards.
This recognition reflects the trust that over 1,000 Australian families have placed in Laxmi Home Loans since 2015.
The RateMyAgent Top 20 award is based on verified client reviews and real transaction outcomes. It measures whether clients were genuinely satisfied with the service they received and the outcome they achieved.
RateMyAgent National Winner 2026, Top 20 Mortgage Broker Australia
Ranked 18th Nationally in Australia
Kishor Acharya has been recognised as one of Australia’s Top 20 Mortgage Brokers by RateMyAgent for 2026.
This is the second consecutive year Kishor has received this national recognition, having also been recognised in 2025.
The award is determined by verified client reviews submitted through the RateMyAgent platform and reflects client satisfaction across home purchases, refinances and investment loans.
What This Award Means for You
Awards do not get loans approved or settled. Brokers do. But awards based on verified client reviews can tell you something important: what other borrowers experienced when they worked with a broker.
When you book a consultation with Laxmi Home Loans, you are working with a broker who has been independently reviewed by clients who have completed real lending transactions.
Verified reviews help show how real clients experienced the process, including communication, guidance, service and outcomes. For borrowers choosing a mortgage broker, that level of transparency can provide valuable reassurance.
What Clients Say About Working with Kishor
Laxmi Home Loans serves clients from all backgrounds across Australia, including first home buyers, refinancers, investors, self-employed borrowers, visa holders and families who prefer support in Nepali, Hindi or English.
“Kishor was incredibly helpful throughout our first home buyer journey. He explained everything clearly and we never felt rushed.”
“We refinanced with Kishor after being with our old bank for years. He found us a much better option and the process was smooth.”
“As a self-employed borrower, I had been rejected elsewhere. Kishor understood our income structure and found the right lender.”
“Kishor speaks Nepali and English. For our family this made a huge difference. He was patient, honest and explained every step.”
Read more verified reviews on Kishor Acharya’s RateMyAgent profile.
A Track Record Built Since 2015
Kishor Acharya founded Laxmi Home Loans in 2015 with one clear goal: to give Australian families access to better mortgage advice, broader lender choice and plain English guidance through every stage of the home loan journey.
Over the years, Laxmi Home Loans has helped more than 1,000 families across Australia. The lender panel now includes more than 50 banks and specialist lenders.
Kishor holds full membership with the Mortgage and Finance Association of Australia and has been recognised by multiple industry and local business award programs.
Services That Match Your Situation
No two borrowers have the same circumstances. Laxmi Home Loans supports a wide range of client profiles and loan types.
A Note on Offset Accounts and Loan Features
One question we receive often is about offset accounts versus redraw facilities. Both can help reduce the interest you pay, but they work differently and suit different borrowers.
You can read a detailed comparison in our offset account vs redraw facility guide.
Ready to Discuss Your Home Loan?
Book a free, no-obligation consultation with Kishor Acharya. Laxmi Home Loans will assess your borrowing capacity and compare options across 50+ lenders.
Frequently Asked Questions
What is the RateMyAgent Top 20 Mortgage Broker award?
The RateMyAgent Top 20 Mortgage Broker award is a national ranking in Australia based on verified client reviews and transaction results. It identifies high-performing mortgage brokers across the country each year.
How was Kishor Acharya ranked 18th in Australia?
Kishor Acharya was ranked 18th nationally by RateMyAgent in 2026 based on verified reviews from real clients and transaction outcomes across home purchases, refinances and investment loans.
What makes Laxmi Home Loans different?
Laxmi Home Loans offers access to 50+ banks and lenders, support in English, Nepali and Hindi, and a strong history of client service since 2015.
Can Laxmi Home Loans help first home buyers?
Yes. Laxmi Home Loans supports first home buyers with borrowing capacity, pre-approval, government scheme guidance, lender comparison and settlement support.
Does Laxmi Home Loans serve clients outside Sydney?
Yes. Laxmi Home Loans serves clients across Australia through phone, video and digital application support.
How do I book a consultation?
You can book a free consultation through the Laxmi Home Loans contact page.
About Kishor Acharya
Kishor Acharya is the Principal Broker and founder of Laxmi Home Loans, based in Merrylands, NSW. Kishor has served clients across Australia since 2015 and is fluent in English, Nepali and Hindi.
Kishor and the LHL Team support borrowers across first home buying, refinancing, investment finance, self-employed lending, visa holder lending and complex home loan situations.
This article is general in nature and does not consider your personal financial circumstances, objectives or needs. It is not financial advice. Before acting on any information in this article, you should consider whether it is appropriate for your situation and seek independent professional advice if required. All loan applications are subject to lender approval, eligibility criteria and credit assessment. Laxmi Home Loans is operated by Mero Chino Groups Pty Ltd ABN 76 169 013 012. Credit Representative 476974 is authorised under Australian Credit Licence 383640.
