5.39% p.a. for owner occupied P&| 2 fixed term at ≤70% LVR (comparison of 6.02%)*

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Laxmi Home Loans is committed to help you improve your financial position.

BUY a home
refinance

How Can we help you

Our Services are designed to help you in the best way possible.

Buy Your First Home

The immense joy and excitement, along with the weight of financial pressure, we understand your feelings as a first home...

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Land and Construction

Land and construction lets you purchase land where you can build a property later. When buying the land & house,...

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Refinance

Refinancing involves taking out a new loan that replaces an existing one, primarily to secure lower interest rate, to take...

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Off the Plan Purchase

Buying off the plan requires committing to a property which isn’t fully or partially completed. As off-the-plan purchaser, buyers have...

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Investment Property

An investment property is like any other investment like investing in a café, restaurant, shares etc. The major goal is...

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Debt Consolidation, Loans and Others

Debt Consolidation and Personal Loans Consolidating your debt involves combining your existing loans and...

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Banking Partners

With over 20 lenders to choose from , including the major banks, you will find the right home loan.

Useful Tools

We can help with a range of different lending scenarios. Select the option below that most suits your needs.

Borrowing Capacity

I want to understand how much I can borrow to purchase a property.

check borrowing capacity

Loan Health Check

I already have a loan but want to make sure I'm getting the best deal.

check health

My Fixed Rate is Expiring

I have a fixed rate loan and want to know how much I could save.

check options

Book an Appointment

I would like to book an appointment to speak to someone about my situation.

Book A Free Appointment

Awards

  • 2024 Outstanding Professional Services - Finalist [ Local Business Awards]
  • 2023 Mentor of The Year – Finalist [ Better Business Award] – NSW/ACT
  • 2023 Outstanding Professional Services - Finalist [ Local Business Awards]
  • 2021 Best Customer Services - Finalist [Better Business Award]-NSW/ACT
  • 2020 Outstanding Professional Services - Finalist [ Local Business Awards]

We serve all over australia

Click on the map to see what suburbs we’ve worked on!

Customer Reviews

Parbati Baral
★★★★★
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Kishor dai was outstanding throughout our home-buying journey. He was always available to answer our questions and his professionalism and expertise gave us confidence in every step of the way. I highly recommend him for anyone needing a reliable mortgage broker!
Dibya Subedi
★★★★★
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Best mortgage broker in Australia. I highly recommend Kishor as a genuine mortgage broker who successfully secured our loan and helped us get into the property market. He and his team are dedicated to delivering excellent service.
Niraj
★★★★★
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I cannot thank him enough for his service. He knows his stuff inside out which helped me as I did not have any knowledge about it. But more than that, he was always ready to help even during weekends. This sort of service where he is available to cater at client’s convenience made my journey so much easier. 5 star service and will definitely recommend to my friends and family.
Anmol Zocy
★★★★★
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Exceptional service and a passionate mortgage broker. We cannot recommend Laxmi Home Loans enough! From the first consultation, it was clear that Kishor genuinely had our best interests in mind.
Sujan Karki
★★★★★
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Best of the best. I just wanted to say thank you for your hard work in securing a mortgage for us and for guiding us through the process from step one when we met you.As first time buyers, our experience couldn’t have been a more positive one and we feel lucky to have had good people like yourself working for us. Recommend every one to give a call or visit Laxmi Home loans if you are the first home buyer or the investor as my own personal experience.
Roshni K C
★★★★★
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Excellent experience with Kishor. He looked after us the entire way and made everything easy to understand. I will definitely continue to work with him.
Rajiv Gupta
★★★★★
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Excellent home loan provider in town with prompt service with excellent market rate. Thank you
Anmol Shrestha
★★★★★
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Outstanding mortgage broker with exceptional service. Kishor made the mortgage process seamless and stress-free. His commitment to finding the best mortgage product tailored to our needs was impressive.
Sanjana Shrestha
★★★★★
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We are so glad that we chose Laxmi Homeloan for our first home. Kishor ji’s extensive knowledge came in handy for all of our enquiries. We felt confident and informed with his readily available assistance
Samantha J
★★★★★
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Kishor was incredibly helpful and guided us through every step of the loan process. His expertise made a stressful situation manageable.
Google Reviews
Ratemyagent Reviews

Easy Home Loans Process

Meeting with qualified Mortgage Broker from Laxmi Home Loans, where we will fill up fact finding (try to know more about your Income, Expenses, Liabilities, Property you are looking for & more).
We will structure your loan; find appropriate bank and your maximum borrowing capacity. After that we will apply for Pre- Approval.
You (Client) will start property hunting (can do before or wait till getting pre-approval)

When you will finalize a property, we request for valuation, Solicitor/ Conveyancer will go through contract, do pest and inspection*, at the meantime we apply formal approval.

Bank will issue a formal approval, if everything goes well.
Bank will prepare loan documents and send it to us to get signed by our mutual client/s.
We need to sign the loan documents and send it back to the bank.
Bank credit team will verify the loan documents and book for a settlement date (On settlement date our, Banks and vendor’s Solicitor/Conveyancer acts and makes it happened).
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@laxmihomeloans_australia @Kishor | Laxmi Home Loans ™️: One of the most popular Nepali Folk Singers Mr. @Badri Pangeni ji. @Badri Pangeni We ( #laxmihomeloans family ) thank you for giving us this beautiful song with your mesmerising voice. #laxmihomeloans #mortgagebroker #propertiesinaustralia #homebuyers #propertymarket #investmentproperties ♬ original sound - Kishor | Laxmi Home Loans ™️
@laxmihomeloans_australia "Exclusive Interview with the Legendary Rajatpat Uncle (Mr. Prakash Subedi Ji) and Laxmi Home Loans' Our Own Principal Broker, Kishor Acharya!" अष्ट्रेलियामा घर किन्न परेमा #LaxmiHomeLoans लाई सम्झनुहोस: कती सम्मको घर किन्न सकिन्छ ? #Rajatpatuncle #kishoracharya #aus #prakashsubedi #nepalimortgagebroker ♬ original sound - Kishor : Home Loan Expert- Aus - Kishor | Laxmi Home Loans ™️
@nepaltube_australia घरै जाने अवस्था, यसरी सकिन्छ बच्न Home in Australia #home #nepali #australia #nepaltube #saralgurung #laxmihome ♬ original sound - NepalTube
@laxmihomeloans_australia हे........... अस्ट्रेलियामा घर चाईया थियो, किन्न पर्ने थियो पैसा सैसा नभएर, कम्ता तनाब दियो लक्ष्मी होम लोन भएपछि तिम्लाई केको चिन्ता? कति वटा घर चाईया हो? २टा हो कि ३टा लक्ष्मी होम लोन भेटेसी अहिले अस्ट्रेलियामा किन्या छु घर मैले लक्ष्मी होम लोन भेटेसी अहिले अस्ट्रेलियामा किन्या छु घर मैले अस्ट्रेलियामा किन्या छु घर मैले. #LaxmiHomeLoans™#LaxmiHomeLoansTM have any questions. के हजुरपनि अस्ट्रेलियामा घर किन्ने सोच्दै हुनुहुन्छ ? "#LaxmiHomeLoans™#LaxmiHomeLoansTM ​✔️First Home Buyers ✔Investment Property ✔Refinance ✔Land & Construction ✔Off the plan ✔ Car, Personal loan & Debt consolidation ✔ Commercial loan & Business Loan. 👉 www.LaxmiHomeLoans.com.au 💡 Talk to us for Home & Homel Loans matter. 💬 Inbox us: on Facebook 📞 0433 589 626 / 1300 4 LAXMI “We provide our service Australian wide” #L#LaxmiHomeLoans #l#laxmihomeloansh#homeloans#f#firsthomebuyert#tefinancec#constructionm#mortgageh#happycustomera#australias#sydneym#melbournen#nswN#Newsouthwalesv#vicv#victoriam#mortgagem#mortgagebroker #f#financep#preApprovalr#refinanceN#NepaliH#HindiE#Englishc#constructionloanr#realestateagenth#househuntingl#loansl#lenderb#brokerm#mortgagelenderc#creditrepairc#creditscoreN#NepaleseCommunityf#firsttimehomebuyers#servicingcalculatorn#nepsydmusere#edmonsonparkl#leppingtonN#Nepalimortgagebrokernearmef#foryouf#foryoupagea#ausn#nepausviral #pashupatisharma #kalalamsal ♬ original sound - Kishor | Laxmi Home Loans ™️

Let's get you your dream house

We would love to hear about your goals and help you achieve them. Book a free consultation session or call us.

Kishor Acharya, Principal Broker

free consultation
0433 589 626
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