With over 20 lenders to choose from , including the major banks, you will find the right home loan.
Laxmi Home Loans gets you underway when deciding to enter the property market. Whether you are a first home buyer or property investor, we deliver a worry free process providing specialized advice and flexible coordination throughout the home buying operation.
Past achievements, maturity, and specialist consultants are some of the foundations that make us successful in achieving and going beyond the goals and expectations of our clients.Read More
Our experienced and dedicated team provides free consultation to help our client through every step of the home loan process
Meeting with qualified Mortgage Broker from Laxmi Home Loans, where s/he will fill up fact finding (try to know more about your Income, Expenses, Liabilities, Property you are looking for & more).
We will structure your loan; find appropriate bank and your maximum borrowing capacity. After that we will apply for Pre- Approval.
You (Client) will start property hunting (can do before or wait till getting pre-approval)
When you will finalize a property, we request for valuation, Solicitor/Conveyancer will go through contract, do pest and inspection*, at the meantime we apply formal approval.
Bank will issue a formal approval, if everything goes well.
Bank will prepare loan documents and send it to us to get signed by our mutual client/s.
We need to sign the loan documents and send it back to the bank.
Bank credit team will verify the loan documents and book for a settlement date (On settlement date our, Banks and vendor’s Solicitor/Conveyancer acts and makes it happened).
Kishor Acharya is the man who helped me through the entire time till today for last almost 2 years since we bought the land n home package in 2016 I m very glad that u make us happy n feel good Thank u
I would like to thank Kishore ji for helping us through the process of buying a house. As a first home buyer I was not confident but he guided us through well and hope he will help us guide in future endeavors as well.
Great team, happy with service and support
Thank you for your hard work and honesty- we house owners from Canterbury. Really appreciate you efforts . Wish u all the best ahead in this field.