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Laxmi Home Loans gets you underway when deciding to enter the property market. Whether you are a first home buyer or property investor, we deliver a worry free process providing specialized advice and flexible coordination throughout the home buying operation.
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How to Pay Off Your Mortgage Faster in Australia: The Overlooked Strategy of LVR Optimisation
Paying off your mortgage faster is one of the most important financial goals for many Australian homeowners. A home loan is often the largest debt
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Gov Schemes & Supports With Laxmi Home Loans

Negative Gearing and CGT Changes 2026: What Property Investors Need to Know Before They Borrow
The Australian Government announced proposed reforms to negative gearing and Capital Gains Tax (CGT) as part of the 2026–27 Federal Budget on 12 May 2026.
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Blogs / News

5 Costly Mistakes First Home Buyers Make in 2026 (And How to Avoid Them)
Buying your first home is one of the most significant financial decisions you will ever

What is LVR and Why Does It Matter for Your Home Loan in 2026?
Most lenders calculate your LVR before you reach formal approval. If yours comes back above

Do You Really Need a 20% Deposit to Buy Your First Home in 2026?
For many first home buyers, the biggest obstacle is not finding the right property —

Auction Clearance Rates Across Australia: What First Home Buyers Need to Know About Timing, Interest Rates and Strategy
Auction clearance rates across Australia are more than weekly property market numbers. For first home

How to Pay Off Your Mortgage Faster in Australia: The Overlooked Strategy of LVR Optimisation
Paying off your mortgage faster is one of the most important financial goals for many

Negative Gearing and CGT Changes 2026: What Property Investors Need to Know Before They Borrow
The Australian Government announced proposed reforms to negative gearing and Capital Gains Tax (CGT) as

From Darwin First Home Buyers to The Gables Homeowners: A Simultaneous Settlement Success Story
Most successful property journeys happen step by step. Buy your first home.Build equity.Upgrade when your

First Home Buyers Rentvesting From Tasmania Into a Queensland Investment Property
Many first home buyers believe they must buy a home where they live. Today, smart

2ND INVESTMENT PROPERTY IN 6 MONTHS
From First Homeowners to Property Investors Buying your first home builds stability.Buying your second property