Need Help Finding Property?

Pre Approval

Know Your Budget with Pre-Approval

We've helped hundreds of first-time buyers across Australia. Get professional guidance in English, Nepali, or Hindi — from eligibility to settlement.

What You Need to Prepare

We're paid by the lender upon settlement of your loan. No hidden costs, no obligation.

Specialist Solutions

Pre Approval

No matter your circumstances low deposit, bad credit, self-employed, or expat we have specialist lending solutions to get you into your home.

No Deposit Loan

Bad Credit Loans

Low Deposit Loans

Investment Loans

Guarantor Loans

Trust Loans

Home Loans for Doctors

Non-Resident Mortgages

Unusual Employment Loans

Waived LMI

Fixed-Rate Home Loans

Low-Doc Loans

Our Services

We serve all over australia

We provide extensive assistance for all your home loan and financing requirements.

Australia Interactive Map - Laxmi Home Loans

Frequently Asked Questions

How much deposit do I need for my first home?

Most lenders require a 5-20% deposit. With some programs and guarantor support, you may be able to buy with as little as 2% deposit. We’ll assess your situation and guide you through the options.

Eligibility depends on your state, property value, and whether you’ve owned property before. We’ll check all available grants and concessions for you.

Yes! Many lenders offer loans to temporary visa holders. Some require FIRB approval. We specialise in helping migrants buy their first home.

From pre-approval to settlement, typically 6-12 weeks. We handle the paperwork to keep things moving quickly.

Ready to Get Started?

Book a no-obligation consultation. We'll assess your situation and work hard to find the right loan for you.

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