5.39% p.a. for owner occupied P&| 2 fixed term at ≤70% LVR (comparison of 6.02%)*

About Laxmi Home Loans

We believe in building relationship with our clients first and doing business second.

Laxmi Home Loans gets you underway when deciding to enter the property market. Whether you are a first home buyer or property investor, we deliver a worry free process providing specialized advice and flexible coordination throughout the home buying operation.

Past achievements, maturity, and specialist consultants are some of the foundations that make us successful in achieving and going beyond the goals and expectations of our clients. Laxmi Home Loans operates alongside individual values and ethics to ensure your best interest are a priority and deliver the best possible outcome for one of the most important financial decision you might make. Building relationships is a key process; it opens doors for us; getting to know each person so we can work out plans based on your circumstances. Every person should be handled and listened to as an individual; our holistic approach takes on and shares ideas in this critical decision-making time.

Organisation of paperwork, legal procedures, and management of everything in-between can affect the final decision of what home you purchase. Working your way through with the right assistance clears up the process and keeps you on course to your perfect home. We are always standing by ready to answer any questions and further you in the process and liaise with the lender on your behalf this includes your home loan application completion and submission as well as ongoing communication between all parties until the home loan is approved and settled.

At Laxmi, we ensure the appropriate amount of time is given, thoroughly to understand your outcome, financial position and goals. Custom picking and determining what kind of loan is most suitable. Upon establishing this, we will then discuss the various loan products from a panel of 30 major banks and lenders including numerous loan products.

About the Director

Kishor, the director and principal broker at Laxmi Home Loans, brings nearly a decade of experience in the industry, having successfully assisted over 500 clients in securing their homes and mentoring more than 10 new brokers. With a strong industry background and a genuine passion for his work, he combines strategic planning and efficient decision-making with a personal touch that enhances client interactions. Laxmi Home Loans, founded through years of dedication and engagement in the sector, thrives on Kishor’s commitment to quality, growth, and innovation. His enthusiasm drives the pursuit of creative solutions that transform the home loan experience for his clients.

 

At Laxmi Home Loans, “We believe in building relationships with our clients first and doing business second”.

Kishor Acharya
Principal Broker
Credit Rep No: 476974

Awards

Why Choose Laxmi Home Loans

Negotation

Being new to the market, short on time or just wanting a third party in dealing with negotiations; we are always ready to deliver on your behalf, speaking as experienced professionals reaching an agreement in your best interests.

Time and diligence

Working on each case in detail and never skimming through possible determinants to goals plays a significant part in how we conduct our business. Providing a pleasant and friendly approach always creates greater communication and problem-solving outcomes.

Easy Contact

Flexible contact is always within reach through a variety of channels. Consultation and discussion are available through phone calls, Email, and SMS. Our specialized staff are always at the ready to listen to your inquiries and explore solutions through your choice of contact. If you prefer to talk to a real person visit in store and see first hand our delightful staff.

The Team

Kishor Acharya

Principal Broker
Credit Representative no: 476974

Sona Timalsina

Business Development Manager
Cert IV in Finance and Mortgage Broking

Gaurab Sapkota

Perth - Home Loan Specialist
Credit Representative no: 517502

Niranjan Acharya

Mortgage Broker - QLD Broker since 2020

Let's get you your dream house

We would love to hear about your goals and help you achieve them. Book a free consultation session or call us.

Kishor Acharya, Principal Broker

Schedule a free appointment with our trusted mortgage brokers and let us help you improve your financial position.