Free interactive learning
Become a confident first home buyer in five short levels.
Learn what banks really check, how government schemes can help you and what every Australian first home buyer needs to know before making an offer. Built and guided by Kishor Acharya, Principal Broker at Laxmi Home Loans.
01
Home Loan Basics
02
Deposit, LVR and LMI
03
Government Schemes
04
Smart Buyer Behaviour
05
Ready to Buy Final
What you take home
Buyer Readiness Score
A simple score that shows how prepared you are to apply.
Scheme Eligibility Insight
Personalised by your state and territory.
Plain English explanations
Every answer comes with a short, clear reason.
Completion certificate
A Certified Home Buyer Prepared certificate at the end.
Around 25 minutes total. You can stop and come back anytime.
Personalise your learning
A few quick details before Level 3
Government schemes change between states and territories. Tell us where you plan to buy and we will tailor the next level for you.
★
Academy Complete
Congratulations. You are now a confirmed ready buyer.
You understand borrowing capacity, deposits and LMI, government schemes, what banks really check and the buying process from offer to settlement.
Buyer Readiness Score
0%
Ready to Buy
Certificate of Completion
Certified Home Buyer Prepared
Awarded to
First Home Buyer
For successfully completing the Laxmi Home Loans First Home Buyer Academy and demonstrating a strong understanding of finance, schemes and buyer behaviour.
Final word from your broker
"You now understand deposits, schemes, lender expectations and the buying process. The next step is creating your personalised strategy."