First Home Buyers
As a first home buyer, there are both excitements and financial pressure. But do not worry, we will guide you through with each and every steps of loan process, your eligibility for grant & stamp duty concession and we always keep our client/s in a loop of the process. There are many steps to go through, talk to one of our experienced mortgage broker to know more about it. ( Contact Laxmi Home Loans, if you have already signed a contract or planning to sign a contract for “off the plan” property)
Land or/& Construction Loan
In this process we can settle land only and apply for construction loan or we can apply for both Land & Construction loan in one go. We Sit and discuss with the client & do what suits best for the customers. Please call Laxmi Home Loans Team.
In simple term, it will have a lower interest rate and by doing refinance customer could save good amount of money. However, our customers are always in safer side because we always track our customer’s interest rate and apply for interest rate concession where it is possible. If you are have joined Laxmi Home Loans Team, Kindly book for a Free Appointment.
Off – the – Plan Purchase
It is a kind of loan that we have to make a decision by looking our home/unit/townhouse on paper. As off-the-plan purchaser, buyers have to deposit (5%-10%) before a single brick has even been laid. This kind of purchase as usually famous among investors, first home buyers and a customer having less borrowing capacity.
An investment property is like any other investment like investing in Café, Restaurant, Shares etc, the major goal is to generate a maximum profit. In property, this is achieved through income for instance rent or through a profitable resale. The way in which a property is used has a significant impact on its value. Investors sometimes conduct studies to determine the best & most profitable use of a property. Here at, Laxmi Home Loans, we provide you FREE property report and all our services are for free, thus, we highly recommend to discuss with one of our qualified mortgage broker before making move.
Find out important information and statistics about a property that you are looking for. We will send you a report where you can compare Rental Yield, Growth, Other properties bought and sold price & more...
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